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SSI Disability & Work Calculator

Thinking about working—but worried about your SSI check or Medicaid?
 

Wondering what could happen if you take a job, work more hours, or get a raise? Understanding the numbers can help you take your next step with greater confidence.
 

Estimate how work income may affect your monthly SSI payment. Compare different earnings amounts and explore your options at your own pace.

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(Use it online—no download required.)

Explore More with Premium

What's Included in Premium?
Get a more complete picture of how wages, other income, and SSI work incentives may affect your estimated benefits!

 

  • Unearned Income: Include SSDI, Social Security retirement, unemployment, pensions, and other unearned income.

  • Multiple Paychecks: Enter up to five gross paychecks or estimate earnings using hourly wages and hours worked.

  • Additional SSI Work Incentives: Estimate the effects of Student Earned Income Exclusion (SEIE), Impairment-Related Work Expenses (IRWE), Blind Work Expenses (BWE), and Plans to Achieve Self-Support (PASS).

  • Eligible Couple Calculations: Estimate SSI for couples in which both spouses are eligible for SSI. Spousal deeming is not included.

  • Income Planning: Explore how different earnings and work incentives may affect estimated SSI and total monthly income.

  • 2026 and 2027 Calculations: Switch between these benefit years while your Premium access remains active.
     

​ Use the form below to purchase Premium. 
For educational and planning purposes—not official SSA decisions. Medicaid eligibility depends on your circumstances and state rules. Not affiliated with or endorsed by the Social Security Administration.​
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